Belgrave Motor Company Car Finance - Sheffield, South Yorkshire, Belgrave Motor Company

Part of the Belgrave Motors ethos is to deliver trusted value through all parts of the company’s business. You will already know that this is the case with our selection of superb, usually single-owner, quality used vehicles from brands such as Volvo, Volkswagen, Saab, Mini, Audi, BMW and others. Once you have made your choice, it also makes sound sense to talk to our dedicated team about your finance options.

Unlike many other motor dealers, selecting our finance options offers three prime benefits:

Asking our Belgrave Motors team to provide a great value financial package option:

All the rates we offer are fixed for the term of your agreement, written quotations are available, and a typical document fee will be added. To find out how we can help you, simply call 0114 256 1100 or 07977 231 267. Even better, please take a couple of minutes to complete the simple form below – always including a contact phone number – and our experts will be able to call you back with detailed answers.

In just a short while, the car you want can be yours, and it will be backed-up with a financial package to make driving away from our Sheffield showroom in your choice of our quality used vehicles a truly affordable pleasure.

Finance rate for finance examples shown is a 4.99% flat rate.

Advantages of Hire Purchase:

  • Affordable fixed monthly payments with NO final Balloon payment
  • Hire Purchase gives those without the ability to pay for a car outright to purchase a car
  • The cost of the car is spread over a period of time and paid by monthly instalments rather than a large up front investment
  • Even though you have not paid for the car in full you still are able to use it and drive it
  • Can be a great option for businesses as you assist cash flow rather than losing a large amount of capital
  • You own the vehicle once your final instalment has been paid, compared to leasing (renting) the vehicle
  • No VAT to pay on monthly instalments (compared to a Lease)
  • The interest rate is fixed throughout the period of the agreement even if bank interest rates increase
  • It doesn't affect your ability to borrow from the bank

Advantages of Personal Contract Purchase (PCP):

  • It's a type of finance agreement for personal customers looking to fund a new vehicle in a manageable way
  • Low initial payment
  • Fixed monthly payments
  • You may be able to refinance the Optional Final Payment
  • Fixed Optional Final Payment when you first take out the contract
  • Cost effective, usually considerably cheaper monthly payments compared to HP.
  • You will have to make a decision at the end of the contract as to whether you wish to sell the vehicle, return it or keep it

Car finance examples:

Example 1
Cash Price of Car £10,000
Deposit £1,000
Amount Financed £9,000
60 Monthly Payments of £195
Total Amount Payable £11,700
Example 2
Cash Price of Car £15,000
Deposit £1,500
Amount Financed £13,500
60 Monthly Payments of £292
Total Amount Payable £17,550
Example 3
Cash Price of Car £20,000
Deposit £2,000
Amount Financed £18,000
60 Monthly Payments of £390
Total Amount Payable £23,400

Enquire about our finance options: